The use of plastic in pubs and restaurants has helped double spending on cards in the UK in the last decade, reaching over £500bn in 2014.

According to figures from the UK Cards Association, card spending has risen from just £270bn in 2005 to £566bn, while the number of payments has also doubled, to 12 billion.

Contactless has also seen its popularity increase, accounting for £2.6bn in spending in the first half of this year. Card spending in pubs reached almost £5bn last year, up from just £1bn in 2005, while restaurants also saw a significant increase, from £8.6bn to £22.2bn.

There were 1.3 billion online transactions in 2014, amounting to £119bn, with around a quarter of these now at entertainment sites.

Supermarket card spending has almost doubled from £51.2bn in 2005 to £99.5bn in 2014. At the same time, the average transaction has fallen from £31 to £25 as Brits swap the weekly shop for more frequent, more local visits.

Richard Koch, head of policy, UK Cards Association, said: “Today we think nothing of paying for a coffee and a sandwich with a contactless payment card or streaming films on a smartphone which is also enabled for mobile payments. This is so different to a decade ago when we carried more cash and shopped in high street stores. Cards are accepted in more places than ever before and with innovations such as contactless cards and digital wallets, this trend is sure to continue.”