Consumer spending increased 2.5% year-on-year in October, driven by a 9% rise in spending in restaurants, bars and hotels, according to the latest data from Visa’s UK Consumer Spending Index.

The rise was up from 2.3% in September, was the strongest rate of increase in six months.

Broad spending category data indicated growth was led by strong increases in hotels, restaurants and bars (+9%) – its strongest annual rate of expansion since February – and recreation and culture (+7.4%).

Food and drink saw a 4.7% increase in expenditure, while clothing and footwear retailers saw the first year-on-year increase in expenditure since July, with the rate of expansion of 4.7% the steepest since September 2015.

Higher spending of 1% was also recorded in household goods.

The sectors that saw a decline were transport and communication (1.4%), health and education (3.2%) and miscellaneous goods and services (2%). E-commerce spending was up 4.3%, while face-to-face expenditure increased 1.8%.

Visa UK and Ireland managing director Kevin Jenkins said: “Consumer spending growth rose to a six-month high in October. Talk of potential price rises does not appear to have dented consumers’ confidence, with spending up 2.5% on the year, on a par with pre-referendum levels. The experience economy continued to fuel this growth.

“Hospitality and leisure were the best-performing sectors once again, boosted perhaps by the half-term break and Halloween, with a noticeable increase in spend on food and drink. We’ve also seen two strong comebacks this month. Clothing and footwear bounced back strongly from a disappointing dip in the previous month, up 4.7% in October, and the highest level of growth since September 2015. New season stock, combined with a chilly start to winter created the perfect conditions for the high street to rebound from last month’s flat line.

“As we get closer to the all-important Christmas trading season, it will be interesting to see whether the strong momentum in October continues into Black Friday and beyond.”