The most expensive cash withdrawal machines are those in nightclubs and lap-dancing bars, according to Link, the company behind Britain’s ATM network.   Although most ATM machines charge an average of £1.62 per transaction, some charge £2 - £3 or more and there are five machines in the UK which charge £10 per transaction.   ATM machines with high withdrawal charges are now also to be found in concert venues, cross-channel ferries and conference centres.   The Independent 12/5/07 page 3 (Save & Spend)