Wildly different full-year forecasts for Scottish & Newcastle, which has changed its year end from April, are reported today. The Sunday Telegraph says the company is tipped to announce annual pre-tax profits on Wednesday of £366m to the end of December. The Independent on Sunday says pre-tax profits are expected to rise from £380m to £471m. The newspaper says investors will want to hear about where future growth will come from. The Sunday Telegraph (Business) 20/02/05 page 9 (City Agenda) The Independent on Sunday (Business 20/02/05 page 11 (The Week Ahead)